# Chapter 22

You can live in frustration and disappointment all the time because you are not gaining any traction in your forward momentum or you can choose some goals and develop an action plan to get you there and finally know which direction you are going after all. I have a friend who is frustrated all the time because, according to him - he is surrounded by idiots, and according to me - because we can’t read his damn mind! He has no idea what direction he is going or which direction his business is going. Oh he knows the bottom line and that provides him with some measure of satisfaction that they are in the black, but he is frustrated and disappointed all the time because he doesn’t know where he is headed, and if you don’t know where you are headed then you don’t know what it means or the why.

So lets stop the frustration and disappointment and choose those goals - say three to begin with, sorta a Maslov’s hierarchy, goal one is to pay the bills, goal two is to build some margin, and goal three is to change the world. If you don’t like these three then choose your own dang it, but choose! Got goals now and so we need an action plan that will move the markers. So your action plan for goal one can be multilayered as can all the rest , you can both make money to pay those bills but also work to lower those bills so there are less to pay. That is a two-fold approach to move the marker. Goal two, once you have gotten lower-the-bills/pay-the-bills under control, then pay yourself first. This means the first 10-20% of however much money you are making, goes into a margin account, a savings account, a safety account that you can’t touch until you are 85 years old. Goal three, set that safety account up so that it gives a portion of the interest to whatever change the world charity that you prefer.

Lets go!